Pension Topics Death benefits Survivors' benefits
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Survivors' benefits

In the event of the death of an active insured, a recipient of a disability pension, or a retiree, the Pension Fund pays a number of survivors' benefits.

Active insuredRecipient of a disability pensionRetiree
Surviving spouse's or cohabiting partner's pensionTwo-thirds of the insured disability pensionTwo-thirds of the drawn disability pensionTwo-thirds of the retirement pension
Lump sum payable at death in addition to the surviving spouse's or cohabiting partner's pension50% of the pensionable base salary, max CHF49,770
+ excess pension capital
+ assets in pension capital supplementary account
+ assets in retirement capital
+ assets in retirement capital supplementary account
+ settlement for missing, future contribution years
50% of the pensionable base salary, max CHF49,770
+ excess pension capital
+ assets in pension capital supplementary account
+ assets in retirement capital
+ assets in retirement capital supplementary account
+ settlement for missing, future contribution years
Three annual pensions less the pensions already drawn
Lump sum payable at death, if no surviving spouse's or cohabiting partner's pension is paidAll retirement assets, but at least 50% of:
pensionable base salary
+ base salary excess
+ the average of the three most recent awards
All retirement assets, but at least 50% of:
pensionable base salary
+ base salary excess
+ the average of the three most recent awards
Three annual pensions less the pensions already drawn

Orphans' pensions

In the event of the death of an active insured or a pension recipient, children under 18, or children under 25 who are still in education or training, will receive an orphan's pension. This amounts to 20% of your insured disability pension or the drawn retirement or disability pension, up to a maximum of 60% for three or more children.

Notification of death

We request that the survivors inform us of the death of an insured (active insured, retiree, or recipient of a disability pension) by telephone or in writing and submit the following documents:

  • Copy of death certificate and family register
  • In the case of eligible children who are aged 18 or over, proof that they are still in education
  • Bank details (clearing and account number) of the spouse, cohabiting partner, registered partner and/or children.

Once we have received the necessary documents, we will check the entitlement and pay survivors' benefits to the surviving dependants.

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