The lump sum payable at death will be disbursed to beneficiaries in the order stipulated in the Regulations. The order is as follows:

In the absence of persons under category A, their place is taken by the beneficiaries of category B. In the absence of beneficiaries in categories A and B, other legal heirs follow in category C.

Changes to the order of beneficiaries

If you wish to change the order of beneficiaries stipulated in the Pension Fund Regulations, you can change the sequence of beneficiaries within a category or distribute the death benefits among several beneficiaries.

It is not, however, permissible to pass over beneficiaries in category a in favor of beneficiaries in categories b or c. Changes to the order of beneficiaries can only be made within the same category. Only in the absence of beneficiaries within a category can their place be taken by beneficiaries lower down in the list.

To change the order of beneficiaries, please complete the Amendment to the General Order of Beneficiaries form during your lifetime and return it to us, duly signed. If you do not submit any form during your lifetime, the lump sum payable at death will be disbursed to beneficiaries in the order stipulated in the Regulations.

Exception for children in categories a and b

Children under 18 years and children up to 25 years in education (category a) and adult children (category b) are entitled to the lump sum payable at death in equal parts, provided there is neither a spouse nor cohabiting partner nor a person you support.

Naming your cohabiting partner as a beneficiary

In the event of your death, do you wish your cohabiting partner to receive the lump sum payable at death or a cohabiting partner’s pension? If your partner qualifies, please complete the corresponding form during your lifetime.