ExpertiseUpper and Lower Amount Limits
Upper and Lower Amount Limits
The following table summarizes the most important upper and lower amount limits in state, occupational and private pension provision.
| Retirement Pension from the Federal Old Age and Survivors' Insurance | |
|---|---|
| Minimum annual retirement or disability pension (for unmarried persons) | CHF 14,220 |
| Maximum annual retirement or disability pension (for unmarried persons) | CHF 28,440 |
| Capped maximum annual retirement pension (for married couples) | CHF 42,660 |
| Pension Fund of Credit Suisse Group (Switzerland) | |
|---|---|
| Entry threshold (minimum salary) | CHF 21,330 |
| Maximum pensionable base salary | CHF 255,960 |
| Coordination deduction | CHF 28,440 |
| Maximum pensionable Award and base salary excess | CHF 511,920 |
| Maximum pensionable base salary, Award and base salary excess | CHF 767,880 |
| Pillar 3a | |
|---|---|
| Maximum amount for persons with a pension fund | CHF 6,826 |
| Maximum amount for persons without a pension fund | CHF 34,128 |
| Salary contribution to the AHV, IV, EO (income replacement scheme) and ALV (unemployment insurance) | |
|---|---|
| AHV (employee and employer each pay half) | 8.4% |
| IV (employee and employer each pay half) | 1.4% |
| EO (employee and employer each pay half) | 0.5% |
| ALV (employee and employer each pay half) | 2.2% (for a salary of up to CHF 148,200) |
| AHV Non-Employed Contributions | |
|---|---|
| Annual minimum amount (for unmarried persons) | CHF 482 |
| Annual maximum amount (for unmarried persons) | CHF 24,100 |