Expertise Conversion rate
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The conversion rate is used to convert your retirement assets into an annual pension. The federal government determines the conversion rate for mandatory employee benefits insurance, while pension funds are free to set the conversion rate for the extra-mandatory part.

The Pension Fund of Credit Suisse Group (Switzerland) has introduced an incremental reduction in the conversion rates for extra-mandatory benefits. To calculate your retirement pension, the assets in the pension capital and pension capital supplementary account pension pots are multiplied by the corresponding conversion rate when you retire.

Age 2022 2023 2024 2025 2026 2027 2028 2029
58 4.480 4.361 4.239 4.086 3.958 3.813 3.658 3.426
59 4.570 4.449 4.325 4.179 4.052 3.906 3.750 3.524
60 4.669 4.545 4.418 4.277 4.151 4.003 3.846 3.627
61 4.776 4.649 4.520 4.381 4.255 4.104 3.948 3.734
62 4.891 4.761 4.629 4.491 4.365 4.212 4.055 3.848
63 5.016 4.883 4.747 4.608 4.482 4.325 4.168 3.968
64 5.152 5.014 4.874 4.732 4.607 4.447 4.289 4.095
65 5.298 5.155 5.011 4.865 4.740 4.575 4.417 4.230

 

 

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