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Active insured | Recipient of a disability pension | Retiree | |
---|---|---|---|
Surviving spouse's or cohabiting partner's pension | Two-thirds of the insured disability pension | Two-thirds of the drawn disability pension | Eligible at retirement: One-third, two-thirds or three-thirds of the retirement pension |
Lump sum payable at death | All retirement assets, but at least 50% of: pensionable base salary + base salary excess + the average of the three most recent awards | All retirement assets, but at least 50% of: pensionable base salary + base salary excess + the average of the three most recent awards | Three annual pensions less the pensions already drawn |
Orphans' pensions | For children under 18, or children under 25 in education: 20% of the insured disability pension in the pension capital savings, up to a max. of 60% for three or more children | For children under 18, or children under 25 in education: 20% of the disability pension from the pension capital savings, up to a max. of 60% for three or more children | For children under 18, or children under 25 in education: 20% of the retirement pension, up to a max. of 60% for three or more children |
Other topics
![Order of beneficiaries Order of beneficiaries](/fileadmin/_processed_/1/a/csm_beguenstigtenordnung_teaser_58134093e8.png)
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