The purchase of money market investments and fixed and floating rate bonds is permitted, as is the purchase of debt securities issued by public and private issuers in Switzerland and abroad. There is a minimum rating requirement of A- or A-1 for the purchase of investments. The duration of the investment group is limited to a maximum of one year, whereby the residual maturity of individual investments may be no more than three years. Investments in foreign currencies are also permitted (maximum 30%) as long as the currency risk against the Swiss franc is hedged.
The investment group`s objective is to generate an appropriate return in CHF by taking advantage of the possibilities for international diversification. The group invests worldwide in fixed-rate and variable-rate securities, in equities, and in indirect real estate investments. Equity investments comprise between 5% and 25% of the net assets. The non-hedged portion of investments with foreign currency exposure may not exceed 30% of the net assets.
This investment group’s objective is to generate an appropriate return in Swiss francs by taking advantage of the possibilities for international diversification. It invests worldwide in fixed and variable-rate securities, equities, and indirect real estate investments. Equity investments comprise between 15% and 35% of the net assets. The unhedged portion of investments with foreign currency exposure may not exceed 30% of the net assets.
This investment group’s objective is to generate an appropriate return in Swiss francs by taking advantage of the possibilities for international diversification. It invests worldwide in fixed and variable-rate securities, equities, and indirect real estate investments. Equity investments comprise between 25% and 45% of the net assets. The unhedged portion of investments with foreign currency exposure may not exceed 30% of the net assets.
This investment group’s objective is to generate an appropriate return in Swiss francs by taking advantage of the possibilities for international diversification. It invests worldwide in fixed and variable-rate securities, equities, and indirect real estate investments. Equity investments comprise between 35% and 50% of the net assets. The unhedged portion of investments with foreign currency exposure may not exceed 30% of the net assets.
The investment group's objective is to generate an attractive return in CHF by taking advantage of the possibilities for international diversification. Due to the high equity component, which can vary between 55% and 75% of the net assets depending on the market situation and may contain listed private equity and listed infrastructure, the investment time horizon should be at least ten years. The investment group also makes indirect real estate investments and invests in gold. With the exception of cash and cash equivalents, the investment group does not invest in nominal assets. The unhedged portion of investments with foreign currency exposure may not exceed 30% of the net assets.
The investment group has an average equity component of 65% and thus exceeds the limit for equities specified in Art. 55 BVV 2. Due to the increased equity component, this product comes with a higher level of risk than pension solutions with a maximum equity component of 50%. All other investment regulations under the Ordinance on Occupational Retirement, Survivors` and Disability Pension Plans (BVV2) and the Ordinance on Investment Foundations (OFP) are being complied with insofar as they are applicable.
The investment group`s objective is to generate an attractive return in CHF by taking advantage of the possibilities for international diversification. Due to the high equity component, which can vary between 65% and 85% of the net assets depending on the market situation, the investment time horizon should be at least ten years. In addition, the group invests worldwide in fixed rate and variable-rate securities as well as in indirect real estate investments. The nonhedged portion of investments with foreign currency exposure may not exceed 30% of the net assets.
The investment group has an average equity component of 75% and thus exceeds the limit for equities specified in Art. 55 BVV 2. Due to the increased equity component, this product comes with a higher level of risk than pension solutions with a maximum equity component of 50%. All other investment regulations under the Ordinance on Occupational Retirement, Survivors` and Disability Pension Plans (BVV2) and the Ordinance on Investment Foundations (OFP) are being complied with insofar as they are applicable.
The investment group's objective is to generate an attractive return in CHF by taking advantage of the possibilities for international diversification. Due to the high equity component, which can vary between 80% and 100% of the net assets depending on the market situation, the investment time horizon should be at least ten years. The investment group may contain up to 20% cash and cash equivalents instead of equities. The unhedged portion of investments with foreign currency exposure may not exceed 30% of the net assets.
The investment group has an average equity component of nearly 100% and thus exceeds the limit for equities specified in Art. 55 BVV 2. Due to the increased equity component, this product comes with a higher level of risk than pension solutions with a maximum equity component of 50%. All other investment regulations under the Ordinance on Occupational Retirement, Survivors` and Disability Pension Plans (BVV2) and the Ordinance on Investment Foundations (OFP) are being complied with insofar as they are applicable.
