Death BenefitsSurvivors' Benefits

Survivors' Benefits

In the event of the death of an active insured, a recipient of a disability pension or a retiree, the Pension Fund pays a number of survivors' benefits.

Active insuredRecipient of a disability pensionRetiree
Surviving spouse's or cohabiting partner's pension

Two-thirds of the insured disability pension

Two-thirds of the drawn disability pension

Two-thirds of the drawn retirement pension

Lump sum payable at death in addition to the surviving spouse's or cohabiting partner's pension

50% of the pensionable
base salary,  max. CHF 49.770
+ assets in the pension capital supplementary account
+ assets in the retirement
capital pension pot
+ assets in the retirement capital supplementary account

Three annual pensions less the pensions already drawn

Lump sum payable at death, if no surviving spouse's or cohabiting partner's pension is paid

All retirement assets,
but at least 50% of:
pensionable base salary
+ base salary excess
+ the average of the three most
recent awards

Three annual pensions less the pensions already drawn

Orphans' Pensions

In the event of the death of an active insured or a retiree, children under 18, or children under 25 who are still in education or training, will receive an orphan's pension. This amounts to 20% of your insured disability pension or the drawn retirement or disability pension, up to a maximum of 60% for three or more children.

Notification of Death

We request that the survivors inform us of the death of an insured (active insured, retiree, or recipient of a disability pension) by telephone or in writing and submit the following documents:

  • Copy of death certificate and family register
  • In the case of eligible children who are aged 18 or over, proof that they are still in education
  • Bank details (clearing and account number) of the spouse, cohabiting partner, registered partner and/or children.

Once we have received the necessary documents, we will check the entitlement and pay survivors' benefits to the surviving dependants.